“The future belongs to those who prepare for it today.”
Dr. Paul Infante Moñozca is at the forefront of a financial revolution, bridging the gap between the virtual and real worlds. As the Chairman of the Monozca Family Office and the Dr. AB Monozca Foundation, its acquisition of a FINTECH company in 2003 is now bearing fruit. Enter The Bank of Humanity (Bangko Maharlika Ltd.), now with the Moñozca Family Office as the key shareholder, it has embarked on an ambitious journey to redefine global wealth distribution using the Metaverse / Web 3 and blockchain technology within an educational platform linking and nurturing global minds to protect humanity in this age of Technological Singularity.
His vision extends beyond conventional banking, introducing an immersive competition similar to the Steven Spielberg movie, Ready Player One, where knowledge and truth unlock financial prosperity. With over 12 million registrants worldwide, 500,000 account holders, and a thriving private sector led Universal Basic Income (UBI) program spanning 30 countries, his initiative stands as a testament to the power of innovation and philanthropy.
Dubbed as “Project Checkmate”, under his leadership and expertise in Technological Singularity, he has been recognized as a visionary in protecting humanity beyond Artificial General Intelligence (AGI) focused on private banking and wealth management. The Bank of Humanity has evolved into a central financial institution for autonomous regions in tandem with monarchies and family offices worldwide. It manages over a trillion euros in assets, encompassing historical mandates, precious metals, natural resources, and digital thought process and consciousness data.
By integrating financial empowerment with technological advancements, Moñozca is revolutionizing wealth transfer while safeguarding cultural heritage and ethical leadership. His groundbreaking approach sets a new standard for financial institutions, proving that the future of banking lies in decentralization, inclusivity, and purpose-driven innovation where sustainable solutions meet scientific explanations and biblical interpretations creating a replicating model to create a dividend for humanity as a whole.
The Real-World Ready Player One
In 2018, the same year the Bank of Humanity was created, the movie Ready Player One introduced audiences to a futuristic Metaverse, where wealth transfers was at stake in a high-stakes virtual competition. Set in 2045, the movie depicted a dystopian world where visionaries competed to unlock three keys, ultimately securing control over “The Oasis,” an immersive escape from reality. The competition was more than a game; it was a transformative experience that redefined the course of history, searching for the very best minds to take control of humanity’s future.
Fast forward to 2025, and a real-world version of this concept has emerged. The Real, Ready Player One is not just a cinematic fantasy but an actual wealth transfer event taking place within the Metaverse. Leading this groundbreaking initiative is Dr. Paul Infante Moñozca, a prominent philanthrocapitalist and Chairman of The Bank of Humanity (Bangko Maharlika Ltd.), a Sultanate-based decentralized central bank with over 12 million registrants worldwide, 500,000 account holders, and 30,000 ambassadors supporting its trusts, tokenization and Universal Basic Income (UBI) programs.
This initiative operates in partnership with its grassroots arm, the Official Maharlika Association (OMA), one of the most secretive cultural and identity organizations globally now based in Kuala Lumpur, Malaysia. As a central banking entity for Autonomous Regions (ARs) worldwide, it has evolved from a fintech startup into a recognized central bank by Autonomous Regions (ARs), managing over one trillion euros in assets, encompassing precious metals, water and forest concessions, historical and cultural assets, and avatar-based “Continuity of Conscience (COC)” data.
A Central Bank of the Future, Here Today
Under Dr. Paul’s leadership, The Bank of Humanity has positioned itself as one of the most advanced financial institutions of the future, accessible today. Its operations extend beyond traditional banking, supporting succession protocols for monarchies, major family offices, and resource-rich autonomous regions. Through its immersive digital platform, it integrates finance with its own Artificial Intelligence (AI) and Metaverse, allowing for global monetary transactions linking to the evolving payment networks and Finternet framework.
A significant aspect of its success is its private sector led Universal Basic Income (UBI) program, which has gained traction in over 30 countries. With a focus on financial inclusion and wealth distribution, the bank has now taken its next major step—introducing an educational game that mirrors Ready Player One‘s competition structure. The game will allow participants to obtain 10 keys within an immersive world known as Paradise Regained, offering substantial financial rewards to winners over two decades.
Each month, 10 winners will receive €1 million each, while 3 annual winners will be awarded €100 million each. The competition is set to run until 2045, the predicted year where humanity is engulfed by Technological Singularity. All winnings will be distributed in “Real World Assets” or RWA classified Cardano and Ethereum digital asset currencies, ensuring seamless transactions within the digital economy. Additionally, winners will be required to attend briefings in Luxembourg, a key asset management hub reinforcing the transparency and credibility of the program.
The Ultimate Prize: A Legacy of Truth
The grand prize winner is euro 1 Billion after 20 years competition and be entrusted with The Torch of Truth, an exclusive knowledge repository. This repository consists of a vast 44,000-square-meter, three-story library and museum, existing both in the Metaverse and in a highly secured physical location, which will be unveiled in the future.
The mission of The Torch of Truth is to reveal hidden historical narratives and combat misinformation. To obtain the three keys required for victory, participants must uncover and share transformative truths that reshape societal understanding. This process ensures that only the most capable, visionary leaders emerges to join the senior ranks of The Bank of Humanity, upholding truth, preserving cultural identities, overseeing crucial global succession protocols and ensuring world peace.
Winners of the competition will be honored at prestigious international events attended by key personalities, thought leaders and inventors who change the world we live in. They will also be featured in Education Review magazine, further solidifying their impact and contributions to global progress.
Revolutionizing Wealth Transfer Through Innovation
Dr. Paul Infante Moñozca’s visionary initiative represents a paradigm shift in global finance, merging the Metaverse with tangible financial empowerment. By integrating artificial intelligence, blockchain-based rewards, immersive learning experiences, and cultural preservation, The Bank of Humanity is pioneering a new era of decentralized economic participation.
This competition not only facilitates wealth distribution but also fosters intellectual and ethical growth. The rigorous selection process ensures that financial power is placed in the hands of individuals committed to serving humanity due to decentralization. By 2045, this initiative aims to have cultivated a new generation of leaders equipped with the knowledge and resources to uphold the truth, protect global heritage, and shape the future of civilization.
As The Real, Ready Player One unfolds, it signifies more than just a financial shift—it heralds the dawn of a new digital society where knowledge, integrity, and innovation drive the evolution of the global economy.
Disclaimer: The educational game may be affected by certain regulations on the use of Artificial Intelligence and as Digital Assets evolve.
